What are today's mortgage interest rates: January 30, 2026?

Considering a home purchase or want to refinance your existing property? These are the mortgage rates to know now.
Bankrate on MSN

APR vs. interest rate: What’s the difference?

The APR and interest rate on your mortgage aren’t the same. Here’s what to pay attention to when you compare costs.

Money Market Interest Rates Today: January 29, 2026 – Earn Up To 4.22%

The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates The current average money market rate is 0.
Investopedia

Think a Fed Rate Cut Will Lower Your Credit Card APR? Not So Fast

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its federal funds rate in September 2025—the first time ...

BGT: Earnings Unlikely To Improve As Long As Interest Rates Are High (Rating Downgrade)

BlackRock Floating Rate Income Trust Fund is downgraded to Sell due to persistent earnings weakness & unsupported dividends. Read more on BGT CEF here.

Mortgage Rates Today: January 27, 2026 – Rates Fall For 4th Straight Day

The current average mortgage rate on a 30-year fixed mortgage is 6.17% with an APR of 6.20%, according to the Mortgage Research Center. The 15-year fixed mortgage has an average rate of 5.38% with an APR of 5.