If you're worried about increasing your balances due to an unrequested credit limit increase, you can call your issuer and ...

A credit card is not just a means of spending, but it also shows your overall financial health. Every card has a fixed limit, i.e., credit limit, which is decided by the bank or NBFC by looking at ...

Boosting your credit score is a key step toward enhancing your financial well-being. If your score is lower than you’d like, there are actions you can take to achieve — or improve — a higher credit ...

Credit limit: There is no doubt that credit cards, which are known as plastic money, have become very important in this new era. However not using this credit card properly can sometimes prove to be ...

Credit cards made up about 35% of all transactions last year, according to Federal Reserve data. And yet, most people swipe without realizing the hidden perks and money-saving tricks their cards come ...

Don't charge another dime until you read this. Dec. 26, 2012— -- It's time for new beginnings, and perhaps that means a new credit card. Finding a good card -- and managing it well -- can boost ...

When you exceed your credit card limit, you face declined transactions, steep penalties, a drop in your credit score — and the potential for your issuer to freeze or close accounts. If you go over ...

Brittany Brown is a full-time copywriter writing covering real estate and personal finance topics like budgeting, investing, credit cards, and more. She is currently working to become an accredited ...