Following a Times investigation, a state lawmaker is proposing the first health-based standards for assessing smoke ...

Insurance industry profit motives conflict with our need for protection. Public insurance, coupled with proactive risk reduction, can help.

"Homeowners deserve to know that when they do the right thing and make their homes safe from wildfires they will have access to home insurance," said initiative proponent Carmen Balber, executive ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

From overloaded outlets and unattended cooking to dry live trees and fireplaces, small seasonal habits can quickly turn into major safety risks. Inspect cords and lights, keep trees watered and away ...