Average mortgage rates dropped throughout 2025, with APRs on home loans down from about 7% at the beginning of last year to ...

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.32%. For 20-year mortgage refinances, the average rate is 6.07%.  Related: Compare Current Refinance Rates 30-Yea ...

If mortgage rates are lower now than they were when you originated your current loan, then refinancing can help reduce your monthly payments and work faster toward paying off your house. A cash-out ...

The rate on a 30-year fixed refinance fell to 6.23% today, according to the Mortgage Research Center. Rates ...

A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, depending on your goals and how a new ...