Gas prices have turned every fill-up into a budgeting exercise, which is why a reliable 5 percent cash back rate on fuel stands out as more than a minor perk. For drivers who already shop in bulk and ...

How to decide if the points, perks, and cash back outweigh the costs LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in ...

LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in national publications, and her work has been cited in several books.