Understand functional regulation, its benefits, criticisms, and how it compares with institutional regulation. Learn about ...

A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost.

At the end of last year, California issued emergency new insurance regulations giving insurers more freedom to raise premiums while also requiring them to extend coverage to wildfire-prone areas of ...

It is an uncomfortable truth that America’s enthusiasm for technological innovation often leads legislatures to harm low-income families through burdensome regulations. Case in point is automotive ...

In an extraordinary criticism of one state agency by another, Florida’s Office of Insurance Regulation told legislators that a department led by then-Chief Financial Officer Jimmy Patronis may have ...

America is ceding its insurance regulation to international nongovernmental organizations that have crippled Europe’s insurance sector. If U.S. regulators continue down this path, they risk ...

New Department of Transportation (DOT) regulations for trucking companies took effect recently, imposing stricter penalties ...

Representatives of both insurers and policyholders point out multiple flaws in the new laws and additional proposed bills.

The Product Regulation and Metrology Act 2025 (“the Act”), which received Royal Assent on 21 July 2025, introduces a modernised framework for product safety and measurement regulation in the UK. It ...

The Australian Consumers Insurance Lobby (ACIL) has reiterated concerns about the limits of self-regulation in insurance ...