A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

Indexed universal life insurance (IUL) has certain benefits and drawbacks. Discover how the cash value of IUL grows with ...

Indexed Universal Life Insurance (IUL) is frequently positioned as a solution that offers both lifelong insurance coverage and the potential for market-linked cash value growth. This combination often ...

iQuanti: Permanent life insurance policies are known best for offering lifetime coverage, but they also have another important component: the cash value. Cash value lets you save some of each premium ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Life insurance for the affluent offers tax-free inheritance, investment growth, and wealth protection. Discover these financial strategies to maximize your estate.

While some of the best life insurance providers focus on standard term policies, this permanent insurance option offers protection and lifetime access to your money. If you're wondering how cash-value ...

When it comes to cash value insurance, whole life sales are picking up steam. Annual sales of whole life insurance were up 12 percent in third quarter of 2009, compared with the same period of 2008, ...

Life insurance provides a safety net for your loved ones when you die. In certain circumstances, life insurance can also benefit you while you're alive. Some permanent life insurance policies have a ...

Term insurance locks in rates for a specific period, with low-cost premiums but no cash value. Whole life provides lifelong coverage and a cash value account, but premiums are typically much higher ...

With today’s volatile markets, clients are increasingly anxious about having control of their money and easy access to cash. Our industry’s traditional product, participating whole life insurance, can ...