This explains why choosing between lump sum and monthly payouts is as important as coverage amount. The right structure helps ...

Our top picks include State Farm, Ethos and Lantern.

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...

The insurer offers term, whole and universal life insurance with multiple riders at competitive rates ...

When assessing how much life insurance you need, take a systematic approach instead of relying on rules of thumb.

With this type of insurance, you pay a regular monthly (or occasionally, annual) premium to a life insurance company. If you die during the term of the policy, a lump sum is paid out to your family – ...