Find out how life insurance rates are determined and how to compare rates and shop around for a better deal ...

As a life insurance agent, my job is to get my clients the coverage they need at the most affordable price possible. This is more complicated than you might expect. I tell clients their age, gender ...

Pre-existing conditions add complexity to life insurance applications, but they don't have to be a barrier to protecting your family's future. Life insurance is a crucial financial safety net, ...

Life insurers typically give higher quotes or reject you for coverage if you have pre-existing medical conditions. Quotes for people with health conditions can vary a lot by insurer, so it’s important ...

Smokers pay much more for life insurance than nonsmokers, but the definition of a “smoker” can vary by company Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

Level term life insurance policies are a type of term policy in which the premium and death benefit remain the same for the length of the term. Purchasing a level term life insurance policy may be a ...

Strategies for finding the best deal if you have health issues Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited By ...