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3 tax traps to avoid in 2026: Roth mandate & senior bonus

Be aware of the new tax traps in 2026. Learn how the Roth catch-up mandate, senior bonus income limits, and future tax rate ...
Forbes

Roth Conversion Tax Reductions: What Many Investors Don’t Know

Roth conversions are one of the most powerful financial planning tools available. While they’re not right for everyone, for many investors, a Roth conversion can unlock huge tax savings. There are ...
24/7 Wall St.

Dave Ramsey On Roth vs. Traditional 401(k)

Personal finance guru Dave Ramsey recently weighed in on the subject of 401(k) retirement plans, and a less-known improvement ...
KRDO

Wondering if you should convert your tax-deferred retirement savings to a Roth? Here’s what to consider

(CNN) — Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange by keeping ...
CNBC

This retirement plan feature offers tax-free growth — but only 18% of investors use it

Some 86% of retirement plans, such as 401(k)s, offered Roth contributions in 2024, but only 18% of investors with the option participated, according to a Vanguard report. Roth contributions are ...
AOL

Ask an Advisor: We’re in the 35% Tax Bracket. At What Point Does It Make Sense to Start Converting Our 401(k) Into a Roth?

Although everyone is different from a tax bracket standpoint, at what tax bracket does it makes sense to start converting your 401(k) into a Roth 401(k) and pay the taxes upfront? For instance, I am ...
The Motley Fool

Are Your Roth IRA Withdrawals Really Tax-Free? Here's How to Find Out

You can always access your Roth IRA contributions tax- and penalty-free. You cannot withdraw converted funds tax-free until five years after the conversion. You may not withdraw earnings tax- and ...
HoopsHype

Business Q&A: Let's have a conversation about Roth conversions

The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax rate at distribution. Tax-free growth in a Roth IRA is a significant ...
Nasdaq

Ask an Advisor: Will My Roth IRA Benefit from This Tax Loophole?

Do funds in a Roth IRA get the benefit of a stepped-up basis for my heirs when I die? No, the cost basis of the assets held within your IRA will not step up or reset to their current market value when ...
WRAL

Wondering if you should convert your tax-deferred retirement savings to a Roth? Here’s what to consider

(CNN) — Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. (CNN) — Having financial flexibility in ...
Nasdaq

Ask an Advisor: We're in the 35% Tax Bracket. At What Point Does It Make Sense to Start Converting Our 401(k) Into a Roth?

You're right about everyone's tax situation being different. That's why we can't draw a line at a specific tax bracket and say, "Here's the point where Roth conversions make sense!" However, we can ...