Understand costs, how 20-year term life insurance works and who it can help the most ...

We analyzed 19 term life insurance companies to find the best options based on cost, coverage and complaints ...

A renewable term is an insurance clause that allows the beneficiary to extend the coverage term for an additional time period without having to re-qualify.

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...

AARP offers life insurance from New York Life, but there are some potential downsides ...

Many term life policies let you switch to permanent coverage, like whole life or universal life, without undergoing a medical exam. Your conversion window won’t stay open forever, so grab your policy ...

Decreasing term life insurance provides temporary coverage for a specific financial need like an outstanding debt or mortgage. It may cost less than level term life insurance because the death benefit ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...