The appeal is straightforward. Self-insured employers retain control of the money they allocate for health benefits. They can ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

No matter where you live, there’s a good chance the weather’s getting wilder. In just the past few weeks, tornadoes have wreaked havoc on Midwest and Southern states, and large swaths of southern ...

(Washington, D.C.) – A new research report published today by the Employee Benefit Research Institute examining trends in self-insured health plans found an increase in self-insurance among small to ...

Jeff Somers is a freelancer who has been writing about writing, books, personal finance, and home maintenance since 2012. When not writing, Jeff spends his free time fixing up his old house. He has ...

In 2011, roughly 58.5 percent of workers with health coverage were in private sector self-insured health plans — a significant jump from 40.9 percent in 1998, according to a study from the Employee ...

This article adheres to strict editorial standards. Some or all links may be monetized. M. Friedman has paid for property insurance on his Coral Gables home for 17 years — but he’s now debating ...

In the face of growing health care costs, many employers have turned to self-insured plans, where they assume the financial risks on the chance that they might save some money. And it’s a popular ...