Jon Gosselin reveals terrifying health scare weeks before wedding, coughing up "blood clot" that led to life-threatening ...

Replacing a light fixture looks like the definition of “minor work,” which is why so many homeowners assume permits are ...

Adding a single outlet can feel like a tiny upgrade, but the moment you touch that receptacle, a major breaker panel rule can ...

When entire trading communities operate without insurance, losses cascade beyond individual traders to families, supply chains, lenders, and ultimately the state. This is not a niche industry issue ...

1. Statutory immunity: Civil Code Section 5800 gives HOA leaders immunity if the HOA has certain minimum Directors & Officers ...

A woman thinks her routine blood tests are behind her when she receives an explanation of benefits showing zero patient ...

Healthcare works best when patients feel heard, supported, and understood. The structure matters less than the ...

Discover how hourly clauses in reinsurance limit coverage by timeframe, benefit reinsurers, and see real-world examples of their application in catastrophe insurance.

Even in California’s high-risk environment, some large insurers that were approved to increase their rates by about 7 percent ...

Discover how concealment affects insurance policies, including premiums and claims. Read about misrepresentation and warranty roles in coverage decisions.

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

According to the Council of Australian Life Insurers (CALI), the Life Insurance Code of Practice (Life Code) should be amended to support trust in the sector and maintain consumer protections as part ...