Holiday shopping season is almost here, and shoppers may encounter promotions for retail credit cards as a way to finance their purchases Bankrate’s annual Retail Cards Study found the average retail credit card APR remains above 30%. Bankrate Senior Industry Analyst Ted Rossman offers insights for the best ways to use retail cards wisely. Before you sign up for that store card, take a look at the full study: https://www.bankrate.com/credit-cards/news/retail-store-credit-card-survey/ | Bankrate